Buy a home without blowing your savings.

Get matched with up to $30,000 in down payment assistance from federal, state, and non-profit programs, no strings attached.

Enter your income and see how much you’ll get.

Yearly income


FICO® is the score that lenders use.

Credit Report

Score Simulator

Debt Analysis

Credit Building


FICO® is the score that lenders use.

Credit Report

Score Simulator

Debt Analysis

Credit Building

Find out your FICO® mortgage credit score.

There are more than 50 different credit scoring models, and although they may look the same, other credit scores can vary as much as 100 points from your FICO Score.

Get instant access to the same FICO scores lenders use, your full credit report, and our powerful credit-building tools.

It's free and there's no impact on your score.

You're pre-approved!


Max purchase price

Property Type

Single Family Home

Pre-approval Expiration




Down payment assistance

Learn more about how to use these funds

Get pre-approved for a mortgage.

Find out how much house you can afford and how much down payment assistance we can match you with.

Simply provide some basic information and we'll let you know how much you qualify for in minutes.

There's no harm to applying. If you don't get the approval you were hoping for we'll work with you on a plan to get there.

14 Miles Ave, Houston, TX


2 Beds

3 Baths

2,107 Sqft

5% down payment

Monthly payment$1,630

What you need to buy$13,545 $745

Explore the real costs before buying a home.

Skip the complex calculations and hidden costs. We make it easy to find homes in your budget by break down the costs and layering assistance on top of home prices.

Enter your income to start browsing homes and explore your budget.

Annual Income

The best time to buy was years ago.

The second best time is now.

Based on historical trends, in 10 years the average house price in Texas could increase 58% to about $498k.

Updated Jan 2024

You’re closer to buying a home than you think.

Jake & Kate got $20,500
and bought in Austin

A smiling man and woman, and their dog, sitting on their couch, with a painting in the background.

Watch why they wished more knew about Dwelling in 1min.

Ron got $6,500
and bought in Dallas

A man with a friendly smile and beard standing in front of his new house, in Texas.

Hear why he recommends starting sooner in 1min.

Meaghan got $12,000
and bought in Garland

A woman sitting in a living room next to a fireplace, in her new home.

Watch why she chose Dwelling over other options in 1min.